Is Aetna a HDHP?

Is Aetna a HDHP?

About This Plan The Aetna High Deductible Health Plan (HDHP) with a Health Savings Account (HSA) offers you more control over how you spend your health care dollars. You can access your HDHP by logging into Aetna Navigator at www.aetna.com. It includes an optional, tax-saving Health Savings Account.

What is the difference between HSA and PPO?

An HSA (Health Savings Account) is a savings account you can use with a high-deductible health plan (HDHP). An HSA account helps you save for medical expenses. It’s not a form of health insurance. A PPO (Preferred Provider Organization), refers to the network coverage your health plan gives you access to.

Can you have HSA and PPO?

An HSA is different from the plan types of PPO, HMO or EPO. Any of these plan types can be an HSA eligible plan. So, you can get a PPO that is also HSA eligible, but not every HSA eligible plan is a PPO, and PPOs aren’t available in every state. You or your employer is responsible for contributing to an HSA account.

What bank does Aetna use?

Aetna has entered into an innovative alliance with Bank of America to make managing the complex health care system easier for the bank’s 200,000 associates and their dependents.

Does Aetna HDHP cover dental?

What dental benefits are available in the Aetna HDHP with HSA Plan? Preventive dental benefits are built in to the HDHP at no added cost. 100% coverage for dental cleanings and X-rays received from in-network dentists.

Who is eligible for an IU Health HSA?

You can open an HSA only if you are enrolled in the Anthem PPO HDHP or IU Health HDHP plan. Am I eligible for an HSA? When you elect the Anthem PPO HDHP or IU Health HDHP, you are also eligible to elect an HSA.

How to contact IU Health Health Plan member services?

IU Health Plans Member Services: 866-895-5975. Hours: 7:00 a.m. to 7:00 p.m. ET . 2021 SPD coming soon. Click here to view the 2020 Summary Plan Document (SPD) for the IU Health Medical Plans . IU Health Plans COBRA & Flexible Spending Account (FSA) Plans. IU Health COBRA website. Phone: 877.272.8880 select option 2. Flexible Spending Account

What can I do with my Aetna HDHP?

Your HDHP is comes with an HSA , which you can use how you choose to help pay for your healthcare. The Plan contributes money to it each month that you can use to pay for qualified medical expenses. You can contribute pre-tax dollars to the HSA too. All of that money in your HSA earns interest tax-free.

What are the benefits of IU Health HDHP?

Preventive services are covered at no cost when network providers are used. Preventive services include physical exams, well-child visits, immunizations, lab tests (e.g., Pap, PSA, cholesterol), contraceptive services (e.g., IUD’s and sterilization), and other screening diagnostic services like mammograms and colonoscopies.

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