What credit score do you need for a BECU credit card?
Compare to other cards
| BECU Visa Credit Card | Bank of America® Premium Rewards® credit card | Capital One SavorOne Cash Rewards Credit Card |
|---|---|---|
| Recommended Credit Score 630850average – excellent | Recommended Credit Score 690850good – excellent | Recommended Credit Score 690850good – excellent |
What are the minimum requirements for applying for a credit card?
Basic requirements to get a credit card
- Be at least 21 years old or 18 with either a parent’s permission or a verifiable source of income.
- Have a Social Security number.
- Have a source of income.
- Have a positive credit history.
- Start earning rewards.
How long does it take to get a BECU credit card?
How long will it take to receive my new credit card? If your application is approved and all required documents have been obtained, your credit card will arrive in the mail within 5-7 business days. You will receive a PIN in a separate mailing within 7-10 business days.
What credit agency does BECU use?
TransUnion
The FICO® Score 8 based TransUnion data that is being made available to you through this program is the specific score that we use to manage your account. When reviewing a score, take note of the score date, consumer reporting agency credit file source, score type, and range for that particular score.
Can I pay my BECU credit card online?
Online: Log in to Online Banking and click the Payments tab. Then click the red Go button under BECU Payments. Follow the instructions to select the credit card account to pay and the deposit account to debit.
Can you get credit card with no income?
Even if you don’t have income, you’re not out of options. Being unemployed doesn’t automatically disqualify you from getting a credit card. Credit card issuers are more interested in your income than your job. They also look at your credit history, credit scores and existing debt.
Can you get a credit card on minimum wage?
Yes. The fact that you’ve got a job as a reliable source of income will help your credit card application, even if you’re only making minimum wage. However, you’re not likely to get an account with a huge line of credit until you can show you’re capable of paying down your balance in an emergency.
How much cash can I withdraw from BECU?
a. ATM Transactions – The maximum combined amount that you and any joint account holder(s) may withdraw from your account(s) via ATM will be at least Five Hundred Dollars ($500) per day. ….. b.
What FICO score does BECU use?
Program participants will receive their updated FICO® Score 8 based TransUnion data on a monthly basis, when available.
